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  • Writer's pictureDr. Disha

The Frugal Physician Features

Every once in a while, I like to bring you awesome personal finance content being produced out on the interwebs by fellow finance enthusiasts and experts.  Here are a few great articles I’ve read this week.

Barista FIRE Explained

Here’s an interesting concept to expand the mind- Barista FIRE.  A Financial Independence, Retire Early strategy that uses the fact that Starbucks provides good benefits to retire early but with health insurance.   So, you could make the leap at like 75% on the way to early retirement rather than all the way to FI. 

I couldn’t help but imagine myself stopping working as a physician and working as a barista in some beach town, instead.  It would definitely be “most interesting barista” material.  But, how difficult would it be to hold my tongue and not give medical advice when overhearing conversations?  Would it suck to not be able to write scripts for people in need? 

Working as a per diem contractor and paying for health insurance on the ACA marketplace would probably make more sense financially and when considering time commitment and freedom.  But, an interesting idea to think about nonetheless.  

The Best Credit Cards to Build Credit in 2021

Every once in a while, life gives us lemons and our credit score falls.  If you’re trying to bring up your credit score, check out this list from Bald Thoughts.

Be sure to check out the list of credit cards out there created to help you build your credit- they feature lower credit limits, weekly auto pay, and more.  

The Pro's and Con's of Credit Cards

Speaking of credit cards, here’s a nice summary of the pro’s and cons of credit cards by The Cents of Money.  When used responsibly, there are many pro’s to credit cards.  But, those who forget they are playing with fire (not FIRE!) may indeed get burned.  

How to Make Yourself (And Your FIRE Plan) a Priority

In this great post, Caroline from Costa Rica FIRE lays out how to achieve that elusive work-life balance and how to say “no” to things that may overstretch our time and energy.   Make sure to check out Caroline’s story about how she and her husband went from living in New York City to Costa Rica to create a more flexible and travel-centric lifestyle!

We All Have a Time Machine, It's Disguised as NOW

Leave it to Dr. Cory Fawcett to deliver impactful and  meaningful, action inspiring content.  He is here to remind us today to stop kicking ourselves for what we could have done in the past and take action TODAY. 

Living Life to the Fullest

Here’s an interesting perspective from FIRE and Wide.  What happens when we achieve FIRE and retire 20 years early.  How do we make sure we are actually living life to the fullest?  Does pursuing one hedonic activity after another actually bring happiness?  Here is a take from an early retiree about how she prioritizes her activities in early retirement.  It has to do a lot with understanding oneself and being intentional.  

10 Epiphanies about the FIRE lifestyle after 6 Years Living It

These guys sure seem to have figured the early retirement thing out.  After 6 years of early retirement, Retire by 45 shares what life after early retirement has been like for them.  Spoiler alert: It sounds awesome! 

Till next week!

Stay frugal, y’all!


Standard Disclaimer:  Not meant as individualized financial or medical advice.              


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