Ep104: Retire Often: How Mini-Retirements Can Supercharge Your Life and Career
- Dr. Disha
- Jun 27
- 2 min read
Updated: 16 minutes ago

Welcome back to Finding Financial Freedom with Dr. Disha Spath!
In today’s episode, we’re reimagining the traditional path to retirement with the powerful idea of mini-retirements. Instead of waiting decades to enjoy your life, what if you could take intentional breaks throughout your career to recharge, pivot, and pursue passions?
Dr. Disha is joined by Jillian Johnsrud, a trailblazer in the mini-retirement movement. By age 40, Jillian had taken more than a dozen breaks, traveled to 27 countries, adopted four children, and built a life of freedom through intentional living and smart financial strategies. Together, they explore how you can take time off—without blowing up your career or finances.
Watch the Episode Here:
Listen to the Podcast Here:
Key Topics Covered:
1. From Burnout to Mini-Retirement
How Jillian embedded financial independence into her lifestyle early on.
2. Designing Intentional Breaks
Different “phases” of mini-retirements—and how each one serves a purpose.
3. Making It Work with Your Career
Why even high-demand professionals (like physicians) can take sabbaticals.
4. Affording the Life You Want
How much a mini-retirement actually costs—and how to plan for it.
5. Figuring Out How to Pull from Investments
Planning your withdrawal strategy while staying financially independent.
6. Organizing Your Work So It's Not a Detriment but a Value Add
How to organize your work and life to find balance
Listener Takeaways:
You don’t have to wait until 65 to start living your dream life.
Mini-retirements are not only possible—they can be career-enhancing.
Sabbaticals are realistic for both employed and self-employed professionals.
With the right mindset and financial strategy, anyone can afford a break.
Resources Mentioned:
Website: https://retireoften.com/
Retire Often Book: https://retireoften.com/book/
Book Purchasing Link: https://lnk.to/retireoften
Free Opt-In Worksheets:
Planning: https://retireoften.com/mini/
Negotiating: https://retireoften.com/onemonth/
Workbook: https://retireoften.com/workbook/
Group Coaching: https://retireoften.com/group-coaching/
Social Media:
Instagram: https://www.instagram.com/jillianjohnsrud/
Twitter: https://twitter.com/JillianJohnsrud/
Connect with Us:
Host: Dr. Disha Spath, The Frugal Physician
This episode is brought to you by:
Earned Wealth: Earned's unique Doctor Wealth Playbook includes tax planning, investing, insurance, career advisory, and more. It’s a holistic approach from advisors who get the financial pressures of your profession. And for a limited time, Frugal Physician listeners can visit Earned.com/Frugal for exclusive access to this comprehensive planning at a discounted rate.
Comments